Back to Analyses

Peru

Retail_Trading_Status

Allowed-Unregulated Unknown
Edit

Status Changed

Previous status: Allowed-UnRegulated

The primary difference between the two analyses lies in the assigned `Retail_Trading_Status`: the Previous Analysis states `Allowed-UnRegulated`, while the New Analysis states `Allowed-Regulated`. Justification for the differences: The change in status from "Allowed-UnRegulated" to "Allowed-Regulated" is driven by a differing interpretation and weighting of the regulatory developments concerning Virtual Asset Service Providers (VASPs) in Peru, specifically Supreme Decree No. 006-2023-JUS and the subsequent SBS Resolution No. 02648-2024. 1. **Interpretation of "Regulated":** * The **Previous Analysis** interpreted "Regulated" as requiring a comprehensive, crypto-specific legal framework that goes beyond Anti-Money Laundering/Counter-Terrorist Financing (AML/CFT) measures. It acknowledged the AML/CFT rules for VASPs but explicitly stated these "do not constitute a comprehensive regulatory framework for the crypto market itself (e.g., licensing, consumer protection specific to crypto, operational standards beyond AML)." Therefore, despite these AML/CFT rules, it concluded the broader environment remained "Unregulated" due to the "legal vacuum" in other areas. * The **New Analysis** adopts a broader interpretation of "Regulated." It argues that the introduction and enforcement of specific AML/CFT obligations on VASPs by the Financial Intelligence Unit (UIF) and the Superintendency of Banking, Insurance, and Private Pension Fund Administrators (SBS) signify that the activity is indeed under a form of regulation. Even though a comprehensive crypto law is still pending, the fact that VASPs are now "obligated entities" with defined compliance requirements (KYC, reporting, etc.) means the sector is no longer entirely without regulatory oversight. The new analysis emphasizes that "the existing AML/CFT regulations for VASPs signify a clear move towards a regulated environment" and that this "justifies the 'Allowed-Regulated' status." 2. **Weight Given to AML/CFT Regulations:** * The **Previous Analysis** viewed the AML/CFT regulations primarily as measures to mitigate illicit finance risks, separate from the regulation of the crypto market's operational aspects, consumer protection, or licensing. It saw these as insufficient to change the overall "Unregulated" nature of retail trading itself. * The **New Analysis** gives more significant weight to these AML/CFT regulations as a direct form of supervision over key market participants (VASPs). It considers that bringing VASPs under the purview of the UIF/SBS, even if primarily for AML/CFT, constitutes a material regulatory imposition on the ecosystem through which retail trading occurs. This supervision of intermediaries is seen as sufficient to categorize the environment as "Regulated," at least to that extent. 3. **Focus of the Status:** * The **Previous Analysis** focused on the lack of a dedicated law governing the act of crypto trading, the assets themselves, or specific consumer protections for traders. * The **New Analysis** focuses on the fact that entities providing services for retail crypto trading are now subject to specific, enforceable rules by financial authorities. This regulation of service providers is deemed to impact the overall status of retail trading. In summary, the New Analysis concludes that the implementation of mandatory AML/CFT frameworks for VASPs, including KYC requirements and reporting obligations to the UIF under SBS supervision, moves Peru from a purely "Unregulated" environment to one that is "Regulated," albeit not yet comprehensively through a dedicated crypto-asset law. The previous analysis maintained that without such a comprehensive law, the AML/CFT rules alone did not suffice to change the "Unregulated" status of the broader retail trading activity. The shift reflects a judgment that the existing AML/CFT rules for service providers are a significant enough regulatory imposition to warrant the "Regulated" classification.

Analysis ID
#471
Version
Latest
Created
2025-06-26 13:11
Workflow Stage
Live

Executive Summary

In Peru, retail cryptocurrency trading is permitted but largely unregulated as of early 2025. The primary regulators, including the BCRP, SBS, and SMV, have issued warnings about the risks but have not implemented comprehensive crypto-specific laws. AML/CFT regulations, such as Supreme Decree No. 006-2023-JUS and SBS Resolution Nº 02648-2024, require VASPs to report to the UIF-Peru. A proposed "Framework Law for the Commercialization of Cryptoassets" remains unenacted, leaving the market without specific licensing or operational oversight beyond AML/CFT.

Key Pillars

  • Primary regulators: Central Reserve Bank of Peru (BCRP), the Superintendency of Banking, Insurance, and Private Pension Fund Administrators (SBS), and the Superintendency of the Securities Market (SMV).
  • Core compliance requirements: Anti-Money Laundering and Counter-Terrorist Financing (AML/CFT) prevention systems, including customer due diligence (KYC), risk management, appointing compliance officers, and reporting suspicious transactions.
  • Licensing/registration: No specific licensing or registration requirements for crypto exchanges or VASPs beyond AML/CFT regulations.

Landmark Laws

  • Supreme Decree No. 006-2023-JUS, published in July 2023: Designated Virtual Asset Service Providers (VASPs) as entities obligated to report to the Financial Intelligence Unit (UIF-Peru) and implement Anti-Money Laundering and Counter-Terrorist Financing (AML/CFT) prevention systems.
  • SBS Resolution Nº 02648-2024, August 2024: Further specifies AML/CFT requirements for VASPs, including KYC, risk management, compliance officer appointments, and reporting suspicious transactions.
  • "Framework Law for the Commercialization of Cryptoassets" (Bill No. 1042-2021-CR): A proposed law aiming to establish a more formal regulatory structure for crypto assets, potentially including registration requirements for VASPs supervised by the SBS. As of early 2025, this bill has not been enacted.

Considerations

  • Cryptoassets are not recognized as legal tender in Peru.
  • Profits from cryptocurrency trading are considered taxable income by SUNAT.
  • Key Peruvian financial authorities have issued warnings about the inherent risks associated with crypto assets, such as high volatility, lack of state backing, potential for fraud, and insufficient consumer protection.

Notes

  • The Peruvian legislation does not expressly prohibit the acquisition of or transactions with cryptoassets.
  • The legal vacuum allows the use of cryptocurrencies in the Peruvian market by individuals as long as these do not contravene public order or existing mandatory regulations.
  • The FATF "Travel Rule" regarding originator and beneficiary information for virtual asset transfers is being implemented.
  • As of early 2025, the proposed "Framework Law for the Commercialization of Cryptoassets" (Bill No. 1042-2021-CR) has not been enacted into law.

Detailed Explanation

As of early 2025, retail cryptocurrency trading in Peru is permitted but operates within an "Allowed-UnRegulated" environment, lacking a specific, comprehensive regulatory framework. Cryptocurrencies are not recognized as legal tender by the Peruvian state, with no legal obligation for acceptance as payment. The Central Reserve Bank of Peru (BCRP), the Superintendency of Banking, Insurance, and Private Pension Fund Administrators (SBS), and the Superintendency of the Securities Market (SMV) have stated they are not the competent entities to regulate crypto assets under current law and have issued warnings about the inherent risks associated with them. These risks include high volatility, lack of state backing, potential for fraud, and insufficient consumer protection.

Despite the absence of specific crypto legislation, individuals can legally acquire and trade cryptocurrencies, often through exchange platforms operating within the country, creating a “legal vacuum”. Agreements between transacting parties primarily govern the use of cryptocurrencies, provided they do not contravene public order or existing mandatory regulations. However, regulatory developments have focused on mitigating illicit finance risks. Supreme Decree No. 006-2023-JUS, published in July 2023, and SBS Resolution Nº 02648-2024 (August 2024), designated Virtual Asset Service Providers (VASPs) – including crypto exchanges domiciled or incorporated in Peru – as entities obligated to report to the Financial Intelligence Unit (UIF-Peru), which is part of the SBS. These VASPs must implement Anti-Money Laundering and Counter-Terrorist Financing (AML/CFT) prevention systems, including customer due diligence (KYC), risk management, appointing compliance officers, and reporting suspicious transactions. The FATF "Travel Rule" regarding originator and beneficiary information for virtual asset transfers is also being implemented.

While these AML/CFT regulations bring VASPs under the supervision of the UIF-Peru for financial crime prevention, they do not constitute a comprehensive regulatory framework for the crypto market itself. This includes areas such as licensing, consumer protection specific to crypto, and operational standards beyond AML. Furthermore, profits from cryptocurrency trading are considered taxable income by the national tax authority (SUNAT), generally falling under capital gains ('second category income') for individuals or corporate income for businesses.

A proposed "Framework Law for the Commercialization of Cryptoassets" (Bill No. 1042-2021-CR) has been discussed in the Peruvian Parliament. This bill aims to establish a more formal regulatory structure, potentially including registration requirements for VASPs supervised by the SBS. However, this bill has faced objections from regulators and, as of early 2025, has not been enacted into law, leaving the specific regulation of crypto trading platforms and activities largely undefined beyond the AML/CFT requirements. In summary, retail crypto trading is allowed but operates without a dedicated crypto-specific regulatory regime. While AML/CFT rules now apply to service providers, the broader market lacks specific licensing, operational oversight, and consumer protection rules tailored to crypto assets, placing the onus of risk assessment primarily on individual traders.

Summary Points

Here's the converted regulatory analysis report in a clear, bullet-point format:

Retail Cryptocurrency Trading Status in Peru (Early 2025)

I. Overall Regulatory Status

  • Status: Allowed - Unregulated
    • Retail cryptocurrency trading is permitted in Peru.
    • No specific, comprehensive regulatory framework exists for crypto assets.
    • Cryptocurrencies are not recognized as legal tender.

II. Key Regulatory Bodies & Roles

  • Central Reserve Bank of Peru (BCRP - Banco Central de Reserva del Perú):
    • Has stated it is not the competent entity to regulate crypto assets under current law.
    • Has issued warnings about the risks associated with cryptocurrencies (volatility, fraud, lack of state backing, insufficient consumer protection).
  • Superintendency of Banking, Insurance, and Private Pension Fund Administrators (SBS - Superintendencia de Banca, Seguros y AFP):
    • Similar stance to BCRP; not the competent entity for comprehensive crypto regulation.
    • Oversees the Financial Intelligence Unit (UIF-Peru).
  • Superintendency of the Securities Market (SMV - Superintendencia del Mercado de Valores):
    • Similar stance to BCRP and SBS; not the competent entity for comprehensive crypto regulation.
  • Financial Intelligence Unit (UIF-Peru):
    • Part of the SBS.
    • Supervises Virtual Asset Service Providers (VASPs) for Anti-Money Laundering and Counter-Terrorist Financing (AML/CFT) compliance.
  • National Tax Authority (SUNAT):
    • Considers profits from cryptocurrency trading as taxable income (capital gains or corporate income).

III. Important Legislation & Regulations

  • General Legal Framework:
    • A "legal vacuum" exists: crypto use is allowed as long as transactions don't violate public order or existing mandatory regulations.
  • Supreme Decree No. 006-2023-JUS (July 2023) & SBS Resolution Nº 02648-2024 (August 2024):
    • Designated Virtual Asset Service Providers (VASPs) as obligated parties to report to the UIF-Peru.
  • Proposed "Framework Law for the Commercialization of Cryptoassets" (Bill No. 1042-2021-CR):
    • Aims to establish a more formal regulatory structure, potentially including VASP registration supervised by the SBS.
    • Status: Has faced objections and has not been enacted into law as of early 2025.

IV. Requirements for Compliance (Specifically for VASPs)

  • AML/CFT Compliance:
    • Implementation of Anti-Money Laundering and Counter-Terrorist Financing (AML/CFT) prevention systems.
    • Customer Due Diligence (Know Your Customer - KYC) procedures.
    • Risk management protocols.
    • Appointment of compliance officers.
    • Reporting of suspicious transactions.
    • Implementation of the FATF "Travel Rule" (originator and beneficiary information for virtual asset transfers).

V. Notable Restrictions or Limitations

  • Lack of Legal Tender Status: Cryptocurrencies are not legal tender; no one is legally obligated to accept them as payment.
  • Absence of Comprehensive Regulation: No specific licensing, operational oversight, or consumer protection rules tailored to crypto assets (beyond AML/CFT).
  • Risk Assessment Responsibility: The onus of risk assessment primarily falls on individual traders.

VI. Recent Developments or Changes

  • AML/CFT Regulations for VASPs: Implementation of AML/CFT rules for VASPs under the supervision of the UIF-Peru.
  • Proposed Legislation: Ongoing discussions regarding the "Framework Law for the Commercialization of Cryptoassets," but no enactment as of early 2025.

Full Analysis Report

Report on the Current Status of Retail Cryptocurrency Trading in Peru

Date: 2025-06-26

Topic: Retail_Trading_Status

Description: Assess whether individual citizens and residents in the country are legally permitted to buy, sell, and hold cryptocurrencies. Detail the regulatory environment surrounding this activity (e.g., KYC/AML requirements imposed on platforms, general warnings issued).

1. Identified Status

Allowed-Regulated

2. Detailed Narrative Explanation

Retail cryptocurrency trading, including buying, selling, and holding, is legally permitted in Peru. While there isn't a specific, comprehensive legal framework solely dedicated to cryptocurrencies, recent regulatory developments have brought aspects of the market, particularly Virtual Asset Service Providers (VASPs), under the supervision of the Financial Intelligence Unit (UIF) of Peru, which is part of the Superintendencia de Banca, Seguros y AFP (SBS). This positions the status as "Allowed-Regulated."

Historically, Peruvian regulators like the Banco Central de Reserva del Perú (BCRP) and the Superintendencia del Mercado de Valores (SMV) have issued warnings about the risks associated with cryptocurrencies, emphasizing their volatility and lack of legal tender status. These warnings, however, did not constitute a ban on the activity.

A significant step towards regulation occurred with the issuance of Supreme Decree No. 006-2023-JUS, which incorporated VASPs as entities obligated to report to the UIF. Subsequently, in August 2024 (though some sources indicate early 2024 for the resolution number, the effective implementation and detailed norms appear to be from mid-2024), the SBS approved Resolution No. 02648-2024 (some sources may cite slightly different resolution numbers or dates of full approval/publication, but refer to the same regulatory push). This resolution establishes the specific Anti-Money Laundering (AML) and Counter-Terrorism Financing (CFT) prevention measures that VASPs must implement.

These regulations mandate that VASPs:
* Implement Know Your Customer (KYC) policies, including due diligence in customer knowledge.
* Identify users and obtain additional information for transactions exceeding certain thresholds (e.g., $1,000, though some interpretations suggest KYC applies to all amounts).
* Appoint a compliance officer.
* Report suspicious operations to the UIF.
* Implement a system for AML/CFT prevention.

It's important to note that these regulations primarily focus on the AML/CFT aspects concerning VASPs and do not regulate the underlying technology of virtual assets or the operational activities of VASPs beyond this scope.

There have been legislative efforts to create a broader "Ley Marco de Comercialización de Criptoactivos" (Framework Law for the Commercialization of Cryptoassets). Project Law No. 1042/2021-CR, for example, was discussed and approved at the commission level in Congress but was later sent back to the commission for further analysis in March 2025. This indicates an ongoing process and a legislative interest in establishing clearer rules for the crypto market, though a comprehensive law is not yet in place. The SBS had previously, in February 2022, opined that some aspects of this proposed law fell outside its scope.

Despite the absence of a singular, all-encompassing crypto law, the existing AML/CFT regulations for VASPs signify a clear move towards a regulated environment. Individuals are free to trade and hold cryptocurrencies, and exchanges can operate, provided they comply with these AML/CFT obligations. The BCRP has stated that cryptocurrencies are not legal tender and do not fully meet the functions of money but has not prohibited their use. The SMV continues to warn about the risks of fraud and the lack of specific investor protection mechanisms for unregulated offerings.

The Peruvian market for cryptocurrencies has shown significant growth, with millions of users engaging with these assets. The government is also exploring the potential of a central bank digital currency (CBDC).

In terms of taxation, while there isn't a specific crypto tax regime, existing general provisions of the Income Tax Law and the General Sales Tax Law may be applicable. There are discussions about potentially applying income tax to cryptocurrency operations.

Therefore, while the regulatory landscape is still evolving and not as comprehensive as in some other jurisdictions, the current framework, particularly the AML/CFT rules for VASPs, justifies the "Allowed-Regulated" status. Retail users can legally participate in the crypto market, and service providers have specific regulatory obligations they must meet.

3. Specific, Relevant Text Excerpts

  • Superintendencia de Banca, Seguros y AFP (SBS) and UIF AML/CFT Regulation for VASPs: "Ahora, mediante la Resolución Nº 02648-2024-2024, se aprobó la norma para la prevención del lavado de activos y financiamiento del terrorismo (LA/FT) aplicable a los PSAV bajo supervisión de la entidad respectiva de la Superintendencia. Así, esta norma regula los componentes del sistema de prevención de LA/FT que deben implementar estas empresas a fin de prevenir que dinero que pueda provenir de la corrupción y otros delitos ingrese al mercado formal a través del uso de las monedas virtuales." (Source: Infobae, August 6, 2024, summarizing the SBS resolution).
  • Continuation of the above: "Si bien esta norma regula a los PSAV cubiertos por la Recomendación 15 del GAFI, “no regula la tecnología que subyace a los activos virtuales o a las actividades u operaciones de los PSAV”." (Source: Infobae, August 6, 2024).
  • Obligation of VASPs under Supreme Decree No. 006-2023-JUS: "En julio de 2023 se aprueba el Decreto Supremo Nº 006-2023-JUS que incorporó a los proveedores de servicios de activos virtuales (PSAV) como sujetos obligados a informar a la Unidad de Inteligencia Financiera (UIF) de la Superintendencia de Banca, Seguros y AFP (SBS) y en agosto 2024 mediante la Resolución Nº 02648-2024-2024, se aprobó la norma para la prevención del lavado de activos y financiamiento del terrorismo (LA/FT) aplicable a los PSAV bajo supervisión de la entidad respectiva de la Superintendencia." (Source: Tributos y Aduanas).
  • KYC/AML Requirements: "La SBS peruana ha introducido nuevas reglas que requieren que los VASP o empresas de criptomonedas peruanas implementen medidas KYC y AML." (Source: Bitcoinworld en Binance Square, August 11, 2024). "Según las nuevas normas, las empresas de criptomonedas en Perú deberán designar un oficial de cumplimiento para implementar políticas contra el lavado de dinero y el financiamiento del terrorismo (FT). Esto requiere que las plataformas de intercambio de criptomonedas peruanas garanticen políticas y procedimientos KYC eficientes y cumplan estrictamente con la debida diligencia." (Source: Bitcoinworld en Binance Square, August 11, 2024).
  • Status of Legislative Framework (Project Law): "Actualmente, el Congreso peruano evalúa el Proyecto de Ley N.º 1042-2021-CR, que busca establecer un marco legal para las criptomonedas. Hasta su aprobación, las operaciones con criptoactivos continúan sin regulación formal en el país." (Source: UCAB, March 6, 2025 - Note: "sin regulación formal" here likely refers to a comprehensive, specific crypto law, not the absence of any regulation, given the AML rules). "Con 71 votos a favor, 11 en contra y 10 abstenciones, el Pleno de Congreso aprobó una cuestión previa, para el retorno a la Comisión de Economía, Banca, Finanzas e Inteligencia Financiera del dictamen recaído en el Proyecto de Ley 1042/2021-CR, que plantea una ley marco de comercialización de criptoactivos, a fin de que se realice un mejor análisis." (Source: Congreso de la República del Perú, March 19, 2025).
  • BCRP Stance: "El Banco Central de Reserva del Perú (BCRP) declaró esta semana que las criptomonedas “no constituyen moneda de curso legal y no cumplen plenamente las funciones de dinero como medio de cambio, unidad de cuenta y reserva de valor”." (Source: iupana, January 28, 2022).
  • SMV Warning: "No existe una regulación específica en el Perú que ampare la oferta y/o promoción de criptomonedas o monedas virtuales, o de tokens, las que no cuentan con el respaldo de entidad gubernamental o supervisor financiero alguno; y, por tanto, las empresas que realizan tales ofertas y/o promociones no están bajo supervisión." (Source: Superintendencia del Mercado de Valores, March 6, 2021 - Note: This predates the recent VASP regulations but reflects a consistent warning about risks and lack of specific investor protection beyond AML). A similar warning was reiterated on March 7, 2025, by the SMV.
  • Legality and Operation of Exchanges: "En Perú, las criptomonedas son legales, pero no están reguladas específicamente. El Banco Central de Reserva del Perú (BCRP) y la Superintendencia de Banca, Seguros y AFP (SBS) han emitido advertencias sobre los riesgos. Sin embargo, no existe una prohibición sobre su uso, y los intercambios de criptomonedas operan libremente." (Source: Libertex, August 6, 2024 - Note: "no están reguladas específicamente" should be understood in the context of a comprehensive framework, as AML rules for exchanges now exist).

4. Direct, Accessible URL Links

  • UCAB (2025-03-06): https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQFr7H_rR0O2eCVw8MrR8rJ8_fs-9-ikCSx2NZTsFeJNJNSnS5ndIQmS7orqP0N6XBfIEfX1ltCMwI0gUZLvUr8Tt72Knv_7ZBLZK-Z8MqfvF_Gtp1tI9n8fk5MZFFCTiAnzCqAsPN6CXWzi7UpoG5Hoqcw0hu8fZmcGVrMa_L8WuhVtevIkYJW_w5otcILOeRpzrD69a14fUCuCt-kfQktgAQtrJmw=
  • Tributos y Aduanas (Date not explicitly on page, content references events up to August 2024): https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQFtQj_kvSF6dGYAy_FyBfNSCKg0otKs9fNo1aq7YiEyazgdKBITM5q2oUlpeLOVDCSXFW5E9H3TFPI5AKqRAYItfJ9CHch8rVkgcmJsFnmuWbqfRAuxId6qX4_yiEqnd7YqYqGZMD34Ro5lVp6SbI0pnyQG7rrG2yM6wGjub46j_w==
  • Infobae (2024-08-06): https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQGekR-x6GYssfVuQLgMpbgFbjeke5KLhO0SxNwBZNaZ6OWZ3v99nDGY94teOszP67HFmkeuAcJNpP0AAoEO-GwSHADOH_TlVRCYDE2sv2I6XynMDF6ac6RJeh1wIgPAlTlPsIIK9uvCgW8RcNhpQ010BLqJw8MnUNA2g5HGa8I9DwXU6EOjAyNhJBReiEPCzLewxRYTWlbxTozS4FPwPFLbt1dHjlKwqRA9Iwyo9Cm1WZQ5JCDBIs8PfvFlMw773En425yl
  • Superintendencia del Mercado de Valores (SMV) - Advertencia (2021-03-06): https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQGOkemSCk4jHHnzI3p-BNvRBu2bdCLmc-uxXCx5nMKB_OfPb9cnc6mwHl5H23l5_k8uCxBoNnlR5LiG15JegR-WAYs1xz46R0vVDmQnts16_DMWmPgvtN2ylJ1dPN1R5iYhQ3UompSCxN68PonkfLTSr0VqiJNqldizFE5sp6VVWoNUzLBAeumMPbSxAmsvoREVkmR7npOuczKEckuEWjaTkIwB8KuMOovVBrzwPqWD1jx5ynUg9WmIheJMsSr1RUaoxhrzNzXs_yiKfmRNsD7AcLkzBKwl9aw5QyO-t283A5PYraNOJntRGZ7ufZHZcAUCydJADsazUwLmJw== (Similar warning also found at: https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQGuErqf_dakTmXndSIcBp6cGN8VrnXYBpeNziSW20Y5jLUnU0_-mEkppIoO96T617S3JULmC3hSFi3C2x4jHdFR15XjjOBrsEJJdO6IEr89gWC0ozlMfp8SqiI55ZKiMZhIc-E57FFig15IouJjCPyC1KtCMcGXx7NhXQ==)
  • Congreso de la República del Perú (2025-03-19): https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQE5bt69u6uOvpFnwnmUcFJNtFVQcNjLsrexUtDHPyiHwfkx2xrdZoEBQDSEbNCQHFKB905PXPurl7koxF760VBIc1F1wv8lIEbhuHhbARyUTaoVcdPwl0kIhp8_HUy_NrkeB9y1VXtK8F08Fh2NHuxEXfHZ1x5S6mZSfg3yxxg3AIT7miqyjn-ZUWtgGsvclL7OgmSvK3z1dx7c3ZtCYAdU6sHc_FH0jKVIzYeu9zVom2d2nA01-dp7PQmU57tEjohv6pa6O9hYt80=
  • Bitcoinworld en Binance Square (2024-08-11): https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQHkzHpGneMuojsisQ0FibxXjvutBJPY6IIXM1j4tLUVm0jNMzHBE_hS6BNkW6j7oXyCzI0U76YTKyM_VGqW3wsr8yvtJKjAuZPy8ahdW8KM4SXa54SqRDSiS2BRCWN94XNkET-B1PHwyoamGgBmU_7TR7G6
  • iupana (2022-01-28): https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQEjrA20SFdRDYh5J1HbvYJlIFQ2G7Mari7qRQfF62FXXp4XMc1ah6OIW9MR8JtJU0FrcLLf8IiXRTtM7NMD2gHyLzHU45ZWuR_rGagCKfh-OwNeHCsn9HetsWXiKQaCu0CAAlPTma_l_zN0M1g7b6jmb-GR5Xqt9Whes-bucSckzaNBjozVwRC3XO5apEWahs-1jK_MChceYGhygSs1tHXzNtBPAjQ6
  • Libertex (2024-08-06): https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQE-dLx8xpysM6AjWy2eJ4ysTA2FG0bTJxklw0aKKVWlFIFldQ0jFVZCoEbd2Y7vxAdJ4CUqrVkPHTUzUQHpWFpoeYyHoeF3YRK6y4I0J0ObSgYLs-VeG6axJRC0QgSNTx32sToXksZKSRaisdf83zvDz2-OClI=
  • Gestión (via El Comercio for similar content) (2024-08-03): https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQFlp0_Np6skM2xBive9Vaaz_QGsXd_TxvjkO1FYMEH6k0-wCPC_f0F7-aVKyJ4o7VFSVVjV6ZgH-vMLu1yUAPZyij_kZ_V-oslBHHC-lEuLH41yrMVhU_IloD009iJMF2OMvKWbE33b5wLtZ9gEvZwQXPvvf_3P_z151BkH-02ymH1E79lDfLgwV9ZHYJvRuoE7fjMn3CVMUc6c_zfmH_pErOWn0f1j6BL_2os_107XR8HYiOhGgcqkJuMIH50ZaplBlhNajD3wXl00UkTdkrmeDyFU6Wfk7a4WxPubzm131rnl3pedfMXUnWX8dL3Lv5QjCiSpKgjyxu2t
  • Cointelegraph (referencing Gestión) (2023-06-27): https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQGpy5asQ5KIdtkh6p9F8_wX5HavxCxkCFHMRwjAltkwbkgvMtUfJWfUe3kiNIjwAClh9cB34LOwutTbSPppHKwHC3piZt9LdZDghTkXxPjSs9DIz9RPTaYLGIvf2gZvZ462Ad3aQ2JAaE--YixEjxct2uv5DATSnzAWwUphT4DQZryzHvCMlASUFAJDHSPJBHLaOnJi90Myonf8_F_t0-HU2XndBA02gawDEgfCNdysxTzDHQ==
  • El Peruano (via SMV warning) (2025-03-07): https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQGBqSIKapYJHDK3T5S7DqdEX4Np8eDbDo49VPVKcTUcx1FlzS_oulVBGClAPsIQLrCM6cX2n6Uq3RPmvwwIrw9NFvFeuae-H2xK8rHufFtOp7Co1B03mmLAOMd_xSDeazNBTAkC1nXc4H4kYyWLxyEj1Q1Fu2xfg3hIceEv8IC_E6LAVWtN1e59kYJCfH6TZTGYr33hMzpbf9HxO80xCYTvfTyhurNsp-2vXSqFOkFlmod2x8Id
  • Diario Gestión (via Cointelegraph) (2023-09-09): https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQFmgMGTaGkkykihCF3KtAyiF55Ah17eOGUF72s9wswOIA72QCo5BUi8Ppqe7z0Yy6HDB1-UAGrK7xVbSaEC4uFQun_AFHV8gHvX7oegsjhIvFlHb_APOWiyKQKWV3J1m60_rNwZTgv7wt5J3540NnUW_CPbKJVgGRN0DRuPDCgT66DScHJ4GhVXTuJC85a_U1uJzPbRy6lpo4ih1-z_9kOEbI_Y3yYi
  • Infobae (2025-06-26, general crypto news, mentions BCRP stance): https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQFOolDF3XuWHjb1h0OMaUp47u9AD89FQ7DGFS1rEu79229PPL6eqsmQ7iPrmS9LGAy0x8iKsaHrd3CWn5cA70_y3jgJmnzgER1_R_HxKAlb6PnTm2Lm1rSEIbp722CrSkiGZLYNRhjWVYjZOIpg0jfEgMEseyOxUF_AfjL0FftZM4Bw6wYrYsghlRLqaAJTQQ80BCbYHRfsYgo7-uylNQUVtUCUutmMWOn5
  • Conexión ESAN (discussing BCRP CBDC project, undated but recent context): https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQHqm6EP-iIWJmxFj16CMZixbfRtTPIBHPZyVuStYiNwWNzyE5EcUAr7m_AzBdwE3Q2k5TAXTvfO_I9vYyMN4UsTyUBi23aJOwxKHSqa98k-rdfOTfH9SIMy_F-8P2bUB8Sp3MJQFjL2V3o5HU-_4E__bel4LBdXbZhBQgC1l1vhBflhFQ6bHoKATg3k0j6byw==
  • Bitcoin News (2024-08-10): https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQH6mW2WP6A-iz07jN-f2Bp93q6hsNKx0tRi4XDhBTJ_hujgYAE9vsPe8ePmVD50xfcS4MafNXsZwVyMME14SiYh93TOxAkt98lFtR9qFapMljNqKt5_k-KBVrbHNttN9Js1WZM0mUhgZd2q94c0I4yRyRQsvR7ZrSzzIdeaz1M21yWJ0vxqIiI7uPUHxmhBoZOvAxDHgQ==
  • Cointelegraph (2025-05-01): https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQH9DDe0uhz7IFewtO_TBNJBDSvA7niWJO5_9SJDe0TmAj48MvOHzwRyBki3B5i-kDzXLZOhu7v4mm7G5Hi3xJYDJANbktnP8pR1th6TgMLsJ5CDDrO77n4nFiR18p1LGSMhSWwCIp6xGlU2XRxlICbWGSa4i4RkrNJtHBGlquuo1FwmuiWRVkGu4ojbTyGWOzlQx9r3dS5St2qH
  • Cointelegraph (2025-05-26): https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQEh7277Hm6YX4gWbyFY8QxeeJmPE3NBeGVWBLFRw4do2gXHl0_7H6EZIgiuFvaxoSy_ovctQ1To70Iu7hvQhPYAWycm823aUPd85gDKxTHM46BrrcYOaEfqzkBbJmhCb2LHBEBMNwmlSYaSEFMWQoCd2fSGyJrMapJkkFAxa3a2j-zufRBple5UxDG-bayGe9u22ac=
  • Estudio Ugaz Zegarra (2025-03-17, discussing Sunat and taxation): https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQF1Bq3nU_qP7r6qjuEcJeqdVnzDNnVY1VULz6JcdXPVBxDjydGx3wZ38-Sn_qMEL2jap4vflH347ChIoPmqv8xcgDqIGYjNSFnuimCAf2TLXnt6hTNPIKbhnpwZu6RUjipNCx8le7a2NEwjUcHBkZdeszWpXb2Hxd3QoRWc7AZp8zeHzcysPYlGcqpNCps37XdKPPaaSRaE0PLtr4uwK9f1UjcpUdBSHny9R5XXWXw=
  • Rumbo Económico (2025-05-24): https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQGccTOIrkZCaWyE-T1pSTLrylZqHo65tSdwQHFq1sOS6aTSFg5SvpTFevefcxTX-RrzgkvIuQkmFZta3dcpc2ns1lnFRqo82HSn3W6_1KX-SXYP5TsBFsURlV3HRiDFejcKS7Bdp1pbRyWBn5HHeOAorh3dnvAsnCA0m9kI5_KCdCF2QypNefDd3CJDxk-4Vexc868rCvsfc7ronm6kZjYBVvTKkzpZ_IytmDW8L7Gcq4mdwaglCDQHl-CtjJlpYb4Wh44RW7K-a04RBULO2Nl0oCINSGUu

Web Sources (20)

Sources discovered via web search grounding

Search queries used (7)
  • estado actual del comercio minorista de criptomonedas en Perú 2024 2025
  • regulación criptomonedas Perú SBS
  • ley criptomonedas Perú 2024 2025
  • Banco Central de Reserva del Perú criptomonedas
  • Superintendencia de Banca Seguros y AFP Perú criptomonedas advertencias
  • Requisitos KYC AML plataformas criptomonedas Perú
  • Proyecto de Ley marco para la comercialización de criptoactivos Perú
Source

Source

Source

Source

Source

Source

Source

Source

Source

Source

Source

Source

Source

Source

Source

Source

Source

Source

Source

Source

Reviews

No reviews yet

Submit Review

Challenge: Disagree with the analysis | Approval: Confirm it's correct | Refinement: Suggest improvements